USDA Loan


1. All purchase loans are 100% financing

2. Seller can pay up to 6% towards closing costs and prepaids

3. Owner Occupied only

4. Property Eligibility restrictions

5. Income Eligibility restrictions

6. Credit Scores down to 580

7. Charged off accounts and medical collections do not have to be paid, unless the overall credit analysis does not reflect positive credit 8. Not required to be a first-time homebuyer, but cannot currently own real estate

8. Subject to the Availability of Funds