Home Loans For Entrepreneurs


Are you an Entrepreneur?

Being an entrepreneur means creating a living with the knowledge and expertise to calculate risks, and hopefully build a successful business. It’s no easy feat, and often comes with unique challenges when it comes to securing financing. For business owners and entrepreneurs looking for a home loan, these challenges often revolve around documenting consistent income. Unfortunately, not having regular, consistent and documentable monthly or yearly income can make it tough to qualify for traditional home loans. That’s why we’re pleased to offer mortgage solutions that can work for non-traditional home buyers.

Check out our Neighborhood No Ratio Program -> Click Here

Bank Statement Loans for Entrepreneurs

is a product that allows the Self Employed borrower to use bank statements from deposit accounts to qualify for the mortgage. With the Bank Statement Loan, there is no need to provide the lender with W-2s, paystubs or tax returns. Instead, the borrower can provide documentation on their bank accounts for either their personal or business bank accounts.

Benefits of the Program

The Bank Statement Qualifier Loan offers several benefits, namely the ability for the borrower to use bank statements to qualify in place of traditional income documentation. Other benefits include the following:

  • 12 and 24 month Bank Statements Personal and/or Business
  • Low minimum credit score (as low as 600)
  • Loan amounts available up to $3,000,000
  • Credit Scores at 720 can go 90% Loan to Value
  • Credit Scores a700 can go to 85% Loan to Value
  • 3 mos Bank Statement program with credit scores of 675 and Loan to Value of 75%
  • Competitive interest rates
  • Several types of properties are eligible, including 1-4 unit homes, PUDs, warrantable/non warrantable condos
  • CPA Letter to determine Expense Ratio – auto default to 50% of the % owned
  • NO TAX RETURNS Required – Self Employed Only

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