Your Trusted Mortgage Company
Ogden Mortgage Group, Inc has over 32 years of staff experience in the mortgage industry. From the front lines of helping customers obtain mortgage loans to Pre-Underwriting and getting your Loans Closed. Ogden Mortgage Group also has experience in Audit Reviews which ensures the loans meet specific guideline requirements. The industry knowledge encompasses a wide array of loan types and product services to better assist our customers. Ogden Mortgage Group also provides you with the information and tools to work towards your goals of homeownership: It’s never “No”, It’s “When”. We pride ourselves on open and honest communication in helping our customers obtain the best mortgage loan for their needs. While conducting our business with the highest level of integrity and moral standards, Ogden Mortgage Group provides you with superior customer service.
EXCELLENT
Based on 11 reviews
Posted on Google
John BolingerWhen we thought about buying a home the thought getting a mortgage was daunting and scary . Judy Ogden took all the fear away. She makes mortgages a lot easier than we expected. You really should go through Judy for all your mortgage needs. She goes out of her way to get things done. I can’t thank her enough. Thank you Judy ❤️❤️Posted on GoogleMary MartinAbsolutely the best mortgage broker in the business! Judy will fight tooth and nail for her clients and we were beyond impressed with her knowledge, her thoroughness, and her professionalism. We have already told our daughter and two different friends that if they don’t use Ogden Mortgage Group when buying a house within the next year, we will disown them; that’s how strongly we feel about Ogden Mortgage’s services! We are beyond happy, and know that you will be too.Posted on GoogleRichard DesaneJudy is a pleasure to work with and gets it done when no one else can - I have a tricky business to get a loan in and I have a business so any of you who are self-employed knows the challenges of getting a loan let alone an FHA loan, when you're in the gray area business but Miss Judy got her done after two years of other people jerking us around we've moved into our new home. Thanks to Ogden mortgage group. Ty again JudyPosted on GoogleDarlyne PerezWorking with Judy was great. She made my first time home buying experience amazing! She always would tell me, I've got your back" and she kept her word. Best person to work alongside with for loan approval. Thank you Judy!Posted on GoogleJoseph SpeckGreat from the start. Even when I was worried about certain things Judy said it was handled. I would recommend them to anyone that needs a mortgage. Thank you again for everything.Posted on GoogleJune BurneyMe and my husband would like to say that we had the pleasure of working with Judy ogden on financing our first home together. Judy never gave up on us no matter what obstacles were thrown in her way. She was so professional throughout this whole process. My husband and I had no clue where to start or what to do. Judy helped us through the entire process never giving up always giving us hope ...we owe her so much thanks just doesn't cover it enough. Thank you Judy for believing in us that dreams do come true if you never give up...hope to thank you in person someday...❤️❤️❤️❤️❤️❤️❤️❤️Posted on GoogleArlinda RexhepiMy overall experience with Ogden Mortgage Group was very pleasant.They are professional,knowledgeable and responsive. Judy went above and beyond, keeping me updated every step of the way and answered every question that I had thoroughly. It was a very smooth process; and you can really tell how caring Judy and the entire team is.Posted on GoogleThomas SchillingWe are very pleased with the Ogden Mortgage Group .. John and his team did excellent job John new everything we needed to have and we had everything done in 7 days Every time we called and needed to know something John had the answers I will recommend this group anywhere I go got to get you more work..Posted on GoogleJason UrbanekJon and his team are extremely knowledgeable And responsive. They’re willing to go the extra mile to get you into your new home. As an agent, I look forward to working with Ogden Mortgage to help others achieve their goal of homeownership!
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Ogden Mortgage Group Services/Products That We Offer
Food For Thought: Rates
October 1981 saw 30-year mortgage rates hit their historical peak at 18.45%. That same year saw the highest annual average at 16.63%.
In the 1990s, inflation started to calm down a little bit. The average mortgage rate in 1990 was 10.13%, but it slowly fell, finally dipping below 7% to come in at 6.94% in 1998.
Mortgage rates steadily declined from 8.05% in 2000 to the high-5% range in 2003. However,
it wasn’t all milk and honey in this decade. The housing crash happened in part because
property values declined steeply until they hit their lowest point in 2008. This left many
homeowners owing more on their homes than the property was worth.
Mortgage rates dropped in 2020 to an average of 2.68% due to the Federal Reserve lowering rates in response to COVID-19. Since that time, rates have edged up
Food For Thought: Rent
Analysts expect rent costs to keep increasing while other sectors of the economy start to cool
down as landlords reap a windfall from the lifting of eviction moratoriums that were enacted at
the height of COVID-19 — kicking out old tenants and bringing in new ones at higher rents.
For a glimpse of what could be ahead, just look at December 2021: Rents nationally shot up
14% compared to December 2020 — at a much faster clip than the 4% average seen throughout the rest of 2020, according to Redfin data.
Meanwhile, Americans expect the average cost of rent will rise by some 10% this year,
according to a report by the Federal Reserve Bank of New York.
Over the past year, in some of the most desirable cities, rent has increased even faster than the national average. Cities such as Austin saw average rent rise by as much as 40%, while the average cost of an apartment rose by up to 35% in places like New York City, Nassau County,
Long Island, Miami, and Newark.
Food For Thought: Commercial Funding
While Commercial Building and Businesses are booming throughout the United States, Ogden Mortgage Group is keeping up with the industry and rates. Ogden Mortgage Group can fund borrowers all over the United States and meet expectations for borrowers closing process. Ogden Mortgage Group has a few different lenders and many different property types that lenders work with. Do not hesitate to reach out with any questions that you may have.
